DENVER (CBS4)– Thursday was a busy day for insurance companies after homeowners across the Denver metro area called for damage assessments caused during overnight severe storms.
Insurance adjusters were out as soon as 11 p.m. Wednesday evaluating storm damage.
They have some advice for homeowners who are concerned about where to turn.
If you have damage, call your agent immediately.
Try to temporarily patch or fix whatever you can to prevent further damage. Save all receipts so you can be reimbursed by your insurance company.
Screen your repairmen and roofers before hiring them. Check with the Better Business Bureau and check references.
“Check the contract that they’re signing. The roofer should state what kind of roof they’re going to replace, how much the repairs are going to cost and generally a time frame on when that is going to be done. A lot of times they will just leave basically a blank contract without filling in the amount,” said State Farm Insurance Agent Bob Blume.
It’s also a good idea to photograph the damage for your records. Don’t wait for a storm to document your belongings. Photograph or videotape valuables so you have something to compare the damage to.
Allstate Insurance Agent Eddie Pacheco said there are a few things to look for right after a storm.
“The big damage you want to look for is obviously leaking ceilings, broken windows, that’s the big stuff that stands out. If you don’t have any of those issues then you want to look for the three D’s: divots, dents and dimples. You want to look for that in your gutters and your siding. You also want to look for granuels you may find out in your yard or missing shingles,” said Pacheco.
Watch Pacheco’s entire interview on CBS4 News at Noon below.
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