DENVER (AP) – Colorado skiers who buy season passes are taking out insurance on their purchases.

Skiers say they are taking out the insurance because resorts are making refunds more difficult.

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The insurance being offered by most resorts covers issues like illness or a job change that prevents skiing.

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According to the Denver Post, insurance on season passes to Vail’s four Colorado hills, Copper Mountain and Intrawest’s Winter Park and Steamboat cost $20. A policy for Aspen Skiing’s premier pass that costs more than $1,800 will run skiers about $110.

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