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Now that you have health insurance through a new job or the government exchange, you may be wondering how best to use it. Below are answers to some common questions about health insurance.

Health Insurance Policy Basics

• How Do I Use My Health Insurance?

• What Is An Insurance Card?

• What Is The Difference Between An HMO And A PPO?

• What Is The Difference Between Co-Insurance And A Co-Payment?

Questions About Doctors

• How Do I Choose A Doctor?

• Where Can I Get Care?

• How Do I Use My Health Insurance When I Visit A Doctor?

• How Does My Health Insurance Work At The Hospital?

Who’s Covered?

• Can My Health Insurance Cover My Children?

• Can My Health Insurance Cover My Spouse?

• Can My Health Insurance Cover My Unmarried Partner?

What’s Covered?

• Can I Pay For Contacts Or Glasses With My Health Insurance?

• Can I Pay For A Dentist With My Health Insurance?

• Are Prescription Drugs Covered Under My Health Insurance?

• Does My Health Insurance Cover Mental Illness Care?

• Does My Health Insurance Cover Substance Abuse Care?

Problems With Insurance Claims

• What Should I Do If My Insurer Denies A Claim?

• Who Can I Contact With Problems About My Insurer?

Policy Limitations

• Does My Health Insurance Work Outside Of The United States?

• Do I Lose My Health Insurance If I Am Laid Off Or Fired?