Congress passed a bill scaling back flood insurance premium increases, allowing below-market insurance rates to be passed on to people buying homes.
Jessica Klauzer-Zimmerman and her children have been sleeping on friends’ couches since floodwaters sloshed into her Boulder townhouse — which wasn’t covered by flood insurance.
When a storm hit Susan Harvey’s home she didn’t expect to see the top of her chimney fly off. She also didn’t expect to lose her homeowner’s insurance.
Colorado ranks higher than most states in an unusual category — insurance claims for dog bites.
Many homeowners buy insurance for storm damage, but they are then surprised to learn they aren’t protected when trouble happens.