Public Service Credit Union
Public Service Credit Union is a financial cooperative that provides the means for our members to achieve their goals and stands for this fundamental truth: that together, we’re better.
Together is how our country grows stronger. Together is how our communities flourish. Together our families are nourished. Thousands of minds are smarter than one. Thousands of hearts beat stronger than one. Thousands of wallets are richer than one. Together we can do
things that we could never do alone. Together we’re smarter, stronger, more prosperous. When we pool our resources, we can move mountains and change lives.
The Law Offices of Custer-Roberson
Serving Colorado Since 2003
9035 Wadsworth Pkwy, Suite 2225 | Westminster
A Debt Relief Agency
- Denver Bankruptcy Attorneys You Can Trust
Often, honest, hardworking people find themselves in need of a Denver bankruptcy lawyer due to a severe financial crisis because of illness, divorce, job loss, or some other unforeseen circumstances. After years of faithfully building up savings and assets, they face financial ruin. U.S. bankruptcy laws are specifically designed to assist individuals and businesses in getting a FRESH START after unfortunate financial developments. The Law Offices of Custer Roberson offer honesty, integrity, and personal service to help give you and your family a Fresh Start!!
- Debt relief
Imagine your life without DEBT, without those harassing phone calls, without fear of opening your mail or being garnished. We can stop all of this. We can help you to save your home from foreclosure, possibly eliminate your second and/or third mortgage AND KEEP YOUR HOME! Upside down on that car, motorcycle, ATV, trailer, or mobile home loan? Does the loan balance never seem to go down? We may be able to modify the debt to where you only pay off what the asset is really worth.
- IRS Problems
As a general proposition, older income taxes (more than 3 years old) can be wiped out in Bankruptcy; newer income taxes (less than 3 years old) cannot. A debtor/employer can wipe out the employers portion of older, but not newer, payroll taxes. The dischargeibility of state and local taxes, such as sales and use taxes, will depend upon their true nature, i.e., whether they are excise or withholding taxes. The trust fund portion of payroll taxes is generally not dischargeable. Prior to filing bankruptcy, the debtor should have his/her own particular tax situation assessed
- Foreclosure Prevention
You need foreclosure help if you fall behind on your house payments. Your mortgage lender may start a foreclosure action and sell your home at a Sheriff’s sale. If the sale nets less than you owe, there will be a “deficiency balance” that you may owe to the lender. This debt is considered unsecured debt since the lender no longer holds your house as collateral. Filing for Chapter 13 bankruptcy protection stops your mortgage lender dead in their tracks. The day you file your Chapter 13 plan, the court grants you an “automatic stay”. This will immediately prevent the sale of your home. If you feel you have been taken advantage of or feel your rights have been violated. One of the great advantages of a Chapter 13 plan is that it allows you to get caught up on your mortgage payments over the length of the plan, usually within three to five 5 years. If your home is in foreclosure, you must file for bankruptcy relief before the foreclosure sale date.
CALL US BEFORE YOU GIVE UP! CALL US BEFORE IT’S TOO LATE!
THE LAW FIRM OF CUSTER ROBERSON